Hot Taco Dip

I'll get things started off with a simple bean dip I had at a party over the holidays.

1 can refried beans
1 c. grated cheddar cheese
3 T. mild taco seasoning
1 brick of cream cheese
1 c. sour cream
tomatoes
green onions
tortilla chips

Spread beans in the bottom of a pie plate. In a separate bowl, blend cream cheese, sour cream and taco seasoning together and spread evenly over beans. Sprinkle cheese on top. Bake at 350 for 20 minutes. Top with green onions and chopped up tomatoes (optional) and serve with tortilla chips.